Category Archives: AARP

New Years Eve for Boomers!

Congratulations! Your Pontiac Fiero has taken you past the threshold of normal adulthood. Now as a bona fide Boomer, you’re faced with the perplexing challenge of navigating New Year’s Eve like an adult adult. (yes, I meant to say adult twice) Fear not boomer-in-training; I’m here to help you gracefully waltz into the new year without tripping over your slip-on Skechers. (BTW, Skechers feel free to contact me if you’d like to sponsor The Phil Factor.)

1. The Wardrobe Dilemma: Pajamas or Actual Pants?

So you invited neighbors Barb and George over for drinks and watching the apple, ball, or sponsored logo drop in Times Square. Now you face the age-old question of what to wear. As a Boomer, the struggle is real—do you opt for the sophistication of actual clothes or succumb to the allure of cozy pajamas? The answer: both. Consider rocking the “business casual on top, party on the bottom” look. That way, when the clock strikes twelve, no matter where you are, you can triumphantly kick your guests out and declare, “I’m ready for bed!” It’s your living room and you can damn well wear whatever you want. Pro tip: pajama jeans(Also Phil Factor sponsor opportunity available)

Pic from MarketWatch.com

2. Decoding the Art of Adult Conversations

Gone are the days of discussing the latest video games or keeping up with current music. As a Boomer, your conversations now revolve around mortgage rates, the stock market, and the enigma that is Boomering. (Yep, I invented the verb “Boomering” copyright pending.) Navigate the party small talk with poise, dropping gems like, “Have you diversified your investment portfolio lately?” or “Here’s how I get more calcium in my diet…” That’s always a crowd pleaser.

Pic from X.com

3. The Midnight Toast: A Symphony of Wine Glasses

Let’s be honest, we’re probably not staying up until midnight, right? But we can pretend and toast at 10:00. In our twenties, the midnight toast involved questionable shots and clashing beer mugs. Now, as a Boomer, it’s all about the symphony of wine glasses clinking together. Pro tip: choose a wine that pairs well with Boomering, like a robust red that complements the complex flavors of your frustration with the internet and “kids these days.”

4. Crafting Resolutions: From Skydiving to Financial Savvy

While your younger self might have resolved to skydive or backpack across Europe, your grown-up resolutions are more practical. Consider pledging to finally organize your decades old junk drawer, conquer the art of meal prepping, or become a master at assembling IKEA furniture without a single leftover screw.

5. Countdown Contemplations: Balancing Excitement and Responsibility

As the countdown commences, the challenge is to balance the excitement of the impending new year with how much stress you think your heart can tolerate. Take a moment to reflect on your accomplishments, like successfully adulting your way through tax season or paying for your daughters wedding in Maui.

Pic from Insider.com

6. Champagne Popping Mastery: No Eye Injuries, Please!

Boomers pop champagne with the finesse of seasoned sommeliers. Ensure a smooth and injury-free cork release by holding the bottle at a 45-degree angle, gripping the cork firmly, and twisting the bottle—not the cork. Remember, no one wants to start the new year with a champagne-induced black eye. Pro-tip: If you go cheap enough, you can find champagne with a screw cap. Don’t worry, Barb and George won’t know the difference and they may be dozing off on your couch by this time

7. Post-Celebration Recovery: The Hangover Survival Kit

In our twenties, a hangover was a badge of honor. As a Boomer, if we made the mistake of one too many drinks, it’s a serious matter that requires a well-prepared survival kit. Stock up on electrolyte-infused beverages, pain relievers, and a gourmet breakfast delivery service, because pancakes delivered to your door are the epitome of Boomer luxury.

So there you have it—the essential guide for Boomers navigating the temporary, whimsical world of New Year’s Eve. Remember, being a Boomer doesn’t mean losing your sense of humor; it just means you’ve upgraded from partying all night to laughing about it the next day. Here’s to embracing the chaos, celebrating the wins, and proving that being a Boomer can be as hilarious as it is rewarding.

Cheers to Boomering 2024! Thanks for reading ~Phil

Screw Benjamin Buttons: The Top 5 Benefits to Aging

I hate to admit this, but there’s no getting around it anymore. You’re getting older. I’m not, but you definitely are. Most of you are dreading getting older. I’m not. Screw Benjamin Buttons. I can’t wait to get old! There are benefits to being old that I cannot believe! It’s like some secret club, only the members that are in it now have no idea how good they’ve got it.

1. Getting Stuff Cheap: You only have to be 50 join the AARP and you get all kinds of stuff really, really cheap! It costs $63 to join for 5 years. Here’s one benefit: At the movie theater you get 49% off of soda and popcorn. That’s your $63 paid back right there in one trip to the movies! I’m thinking of getting a fake ID so I can pass for 50. Separate from the AARP is the fact that you get cheap coffee virtually everywhere! I admit it, I have a morning Starbucks fix and I can’t wait to cut that bill in half. 

2. Freedom of Speech: We all have freedom of speech, in theory. There are two groups however that can get away with saying whatever they want and people excuse it because of their age. Little kids and old people. How often do you hear some grumpy old person say something outrageous and people around them just shrug their shoulders as if to say, “What are you gonna do? He’s just old.” Whereas if you or I say something crazy, we’re in a meeting with Human Resources the next morning. I’m practicing my Ed Asner voice for those occasions when I want to say what I really think.

3. The Fashion Freezer: Whether we choose to or not, at some point our sense of style and fashion gets frozen in time. We’ve seen these people at work and thought, why are they still wearing clothes or a hairstyle that hasn’t been popular in 20 years? It happens to everyone. Sadly, at some point in the future there’s going to be a whole generation of accountants, lawyers and politicians walking around with their pants hanging off their ass. The upside is that you can stop buying new clothes and put no time or thought into what you wear each day. 

4. Travel: I cannot wait to go on a Golden Memories bus tour! They’re cheap, someone else plans them, does the driving and puts on a movie for you to watch on the ride. Las Vegas here I come! The only downside is that it’s a bus full of old people. 

5. Retirement: Retirement doesn’t mean never working again, it means only working at what you want to. What I want to work at is hanging out with other old dudes at the coffee shop and playing chess all day as I drink my half price coffee. Maybe I’ll still write this blog too. As social media evolves into smaller and smaller sound bites or tweets or whatever comes next I may be the last blogger on Earth in about 10 years. By then my following of grumpy, old people will be tremendous, until they die off of course. 

If you would like to age gracefully with me you can subscribe to The Phil Factor on your Amazon Kindle and perhaps enjoy my murder mystery novel White Picket Prisons which you can find by clicking on of the links in the right sidebar. Stay aged my friends.